
We have multiple loans offered exclusively
to our members to help them archive their
goals with competitive rates.
to our members to help them archive their
goals with competitive rates.
Get Up To E400K
Loan

Sibonelo is a member-owned savings and credit co-operative
society for the people employed in any Government Ministry...
society for the people employed in any Government Ministry...
Sibonelo Savings &
Credit Co-Operative
Society Ltd.
Become A Member Today
And Cut The Chain Of Poverty
      What Is Sibonelo Savings And Credit Co-Operative Society Ltd.?
Sibonelo is a member – owned savings and credit co-operative society for the people employed in any Government Ministry, Agricultural parastatals, Co-operative movement employees and their spouses. The bond is now open to Private sector and any interested individual terms and condition apply upon arrangement. Sibonelo SACCO was established to enable members to save and borrow money at competitive interest rates for provident and productive purposes.  Sibonelo was established in 1984 with an initial membership of 20.
8+
         Savings Products
               4000+
         Happy Members
               
Why Choose Sibonelo SACCO?
Our services are designed with you in mind. Our aim is to cut the chain of poverty.
           
      
                      Ever-growing Membership                  
                  We are constantly growing and supporting our members to cut the chain of poverty.
           
      
                      Easy Application                  
                  Our membership application process has been made simple for you to become a member instantly.
           
      
                      Monthly Statements                  
                  Access your monthly statement on your membership portal on any internet connected device. Dial *604# to access your statements on mobile devices.
           
      What Makes Sibonelo Savings & Credit Co-Operative Society
      Our Products & Services
Savings
We have multiple savings products designed for a purpose. View all available products and see how we can help you cut the chain of poverty.
Loans
Get up to E400,000.00 with our long-term loan. We have multiple loans offered exclusively to our members to help them archive their goals with competitive rates.
Burial Schemes
All members are expected to join our Burial Scheme. The premium fee for this scheme is E600.00 per year, renewable every year i.e. beginning of financial year.
Become A Member Today
And Cut The Chain Of Poverty
      Stay Up To Date
      News From Sibonelo
![[UPDATE] Snapshots of our 2025 Eswatini International Trade Fair](https://sibonelo.org.sz/wp-content/uploads/2025/09/WhatsApp-Image-2025-09-11-at-16.02.33-1-180x180.jpeg) 
                    [UPDATE] Snapshots of our 2025 Eswatini International Trade Fair
Take a moment and view photos of our Trade Fair Stand and the experience we
                      ![[UPDATE] Visit us on the Eswatini International Trade Fair 2025](https://sibonelo.org.sz/wp-content/uploads/2025/08/Trade-Fair-Poster-180x180.jpeg) 
                    [UPDATE] Visit us on the Eswatini International Trade Fair 2025
Visit our Trade Fair Stand at Hall 2 from 29 August to 08 September 2025.
                      ![[UPDATE]: Borehole Project Social Responsibility Handover](https://sibonelo.org.sz/wp-content/uploads/2025/07/WhatsApp-Image-2025-07-03-at-15.33.26-180x180.jpeg) 
                    [UPDATE]: Borehole Project Social Responsibility Handover
  Social responsibility program, borehole project handover at Ngowane Primary School. #cutthechainofpoverty #40yearsofservice #Since1984  
                       
           
              ![[NOTICE]: 33rd Annual General Meeting](https://sibonelo.org.sz/wp-content/uploads/2025/10/2025-AGM-750x510.jpeg)